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As an independent
brokerage, CCI Benefit Solutions has the freedom to explore all
the options  the marketplace has to offer your firm. They'll
analyze a variety of carriers (like
Anthem, United Health Care and Medical Mutual of Ohio) and present
you with the choices that best address YOUR needs.
The Construction
Industry Alliance (CIA) permits BX members to form a health care
buying cooperative—specifically,
CIA members can receive business discounts. While
the BX can't control what insurance companies charge, we can help you
control what YOU pay.
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Better
Rates through Bigger Groups...
Larger groups get lower rates! This basic rule of health
insurance can make it difficult for small employers to find
affordable coverage. One solution is to combine their
collective buying power and buy insurance for all of their
employees. Ggroups can do this by forming a
"Health Care Alliance".
Your
Benefit
A smaller employer who is part of a qualified alliance can
receive business discounts and significantly reduce
employee health insurance plan premiums.
Eligibility
Employers must have fewer than 150 employees with the
majority of them working in Ohio. Also, you must be a
member in good standing with the Builders Exchange of
Central Ohio. |
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Employee Benefits and
Financial Services
In addition to health care coverage, Exchange members have
access to a variety of employee benefits and financial
services at reduced rates, including:
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UNUM Short Term Disability -- Sports injuries,
back disorders, accidents, and pregnancies are common causes
of absenteeism in the workplace. They are inevitable,
perhaps, but can be potentially devastating to your
employees. Through UNUM, Exchange members can offer their
employees valuable protection from a problem that's all
too real.
More importantly, the need to make decisions regarding
short term disability (STD) fair and consistent is more
important than ever. At stake are your company's morale,
productivity, even compliance with the Americans with
Disabilities Act (ADA).
With an insured STD program with UNUM Life Insurance
Co., BX members can better manage short term
disabilities, and do more for their employees and
company.
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UNUM Long Term Disability -- When faced with
an employee who's been disabled or uninsured, employers
have few options. Do you continue to pay all or part of a
salary? Offer unpaid leave? Terminate employment? For you
and your employee, the choices can be devastating.
Contrary to popular belief, long term disability (LTD)
insurance is not a high-cost employee benefit. In fact,
when compared with retirement, medical, workers'
compensation, social security disability and dental
premiums, LTD is the least expensive coverage.
With UNUM Life Insurance Co., BX member firms receive
up to a 20 percent discount and can customize their
coverage. UNUM's annual premium averages $200 per
employee. Given the high incidence of disability and the
low premium cost per employee, LTD coverage makes good
sense in today's workplace.
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UNUM Life and Accidental Death &
Dismemberment -- Exchange members have access to a
variety of life and accidental death & dismemberment
plans that are fully insured and underwritten by UNUM
Life Insurance Co.
Life and AD&D options include plans with flat
coverages of $10,000, $20,000 and $50,000, or employees
can choose coverages that pay one and two times their
basic annual earnings, up to $100,000 maximum.
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Retirement Plans -- Participating in the
BX endorsed retirement plan through CCI
Benefit Solutions is a strategic
way to give your employees the retirement plan they can
really use. And, as part of a larger group, you enjoy
economics of scale, which translates into lower costs.
As part of the BX plan, you can offer your employees a
retirement plan with a diversity of investment options
from a variety of respected fund managers. A plan that
can help you attract employees and increase employee
production ... at a cost you can afford.
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For more information, please contact:
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Phone:614/799-1404
Website: ccibenefitsolutions.com
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